Accept EBT Payments and Grow Your Business Today

Grow your revenue with unlimited EBT processing for just one low monthly fee. No transaction costs, no hidden fees, no complications.

Why Accept EBT?

Electronic Benefits Transfer (EBT) payments open your business to over 42 million Americans who depend on SNAP benefits for essential purchases. Accepting EBT leads to increased customer loyalty, as shoppers appreciate businesses that welcome all payment types.

Benefits of Accepting EBT:

Attract More Customers

Accepting government benefit payments expands your customer base to include millions of Americans who rely on SNAP benefits for grocery purchases. These customers actively seek businesses that accept their benefit cards and often become preferred shopping destinations, especially valuable for convenience stores and small groceries competing with larger chains.

Grow Sales

Government benefit transactions translate directly to increased revenue. SNAP benefits are loaded monthly, creating predictable spending patterns. Benefit customers often shop multiple times per month and make supplemental cash purchases for non-eligible items, increasing average transaction values and overall store revenue.

Build Community Support

Accepting benefit payments demonstrates your commitment to serving all community members, positioning your business as a community partner. This inclusive approach strengthens local relationships and often leads to increased loyalty, positive word-of-mouth marketing, and potential community partnerships.

Choose Your Plan • Accept EBT in Your Store

10¢

Per transaction

What you get:

$49.95/mo.*

FLAT FEE
+ 0¢ per transaction

What you get:

To get started, call:

* Pricing for “Unlimited EBT” plan assumes 1 credit card processing terminal.
Each additional credit card processing terminal will add an additional cost of $49.95/mo.

How It Works - Simple Steps to Start Accepting EBT

Getting started with EBT payment acceptance is straightforward
and designed to be user-friendly and automated.

Simple 3-Step Process:

Register to Offer SNAP

Step 1:
Register to Offer SNAP

Register with the USDA to become a SNAP retailer. You’ll need to provide basic business information. The NRS EBT team is here to assist you at no charge with understanding regulations and completing your registration process. Once your business is EBT-certified, we’ll set you up with the best equipment and plan for your business. We’ll support you every step of the way.

Set Up Your Equipment

Step 2:
Set Up Your Equipment

The National Retail Solutions (NRS) point of sale system and NRS Pay card terminal are custom-built to ensure compliant and efficient EBT acceptance. We’ll help you with installation and configuration. The NRS POS comes with thousands of EBT-eligible item SKUs built in, and automates segregation of eligible EBT items from non-eligible purchases.

Accept EBT Payments

Step 3:
Start Accepting Payments

Once your system is configured, accepting EBT benefits payments is as simple as processing any other card transaction. Customers insert their EBT card, enter their PIN, and select the benefit type. The POS system automatically identifies EBT-eligible basket items, while communicating with the card reader for payment, with clear prompts for both cashiers and customers.

NRS Pay Unlimited EBT

Easy Integration

Seamless integration with your NRS POS eliminates the need for time-consuming, manual checking. Your staff manages one system for checkout with seamless payment acceptance, reducing training time and minimizing transaction errors.

Your existing product database is enhanced with eligibility flags, ensuring compliance. System updates and compliance changes are handled automatically through our cloud-based platform, keeping your benefit processing current with federal regulations without requiring manual updates or system maintenance.

Reliable and secure

Security is paramount in government benefit processing, and our solution meets all federal requirements for SNAP transaction security. End-to-end encryption protects customer benefit information throughout the transaction process, while secure network connections ensure reliable benefit verification and processing.

Regular security audits and compliance monitoring ensure your benefit processing remains current with evolving security standards and federal requirements, protecting your business and your customers’ sensitive benefit information.

Customer Support

Dedicated NRS EBT specialists are available to assist with transaction issues, system questions, or compliance concerns. Our team understands the unique requirements of government program payment acceptance, and can help to resolve issues. Support is available in English, Spanish, Hindi or Arabic.

Online comprehensive training resources, available 24/7, include online chat, documentation, video tutorials, printed guides, and more, to guide your staff to confidently accept SNAP and process benefit transactions. We keep on top of industry trends and ever-changing regulations, to best address your needs.

Understanding EBT
Cards and Usage

What is an EBT Card

An Electronic Benefits Transfer (EBT) card is a plastic payment card that works like a debit card, allowing recipients to access their government benefits electronically. The card contains a magnetic stripe and a chip that securely stores benefit account information and enables PIN-protected transactions.

State agencies issue EBT cards to individuals and families who qualify for government assistance programs, such as SNAP (Supplemental Nutrition Assistance Program) and TANF (Temporary Assistance for Needy Families). Each card is linked to the recipient’s benefit account and can only be used by the authorized cardholder.

FAQs

How can someone get onto SNAP benefits?

Using a benefit card at checkout is similar to using a debit card. Customers insert their card into the payment terminal, enter their confidential PIN, and select the desired benefit type. The system verifies that the purchase items are eligible for the selected benefit type and processes the transaction if sufficient benefits are available.
For SNAP benefits, only eligible food items can be purchased. In contrast, TANF benefits may have different usage restrictions, depending on state regulations. The POS system automatically identifies eligible items and prevents unauthorized purchases, ensuring compliance with program rules.

How does a shopper use an EBT card?

The benefit card application process begins with applying for the underlying benefit program (SNAP, TANF, etc.) through your state’s social services agency. Applications can typically be completed online, by phone, or in person at local offices.

Once benefit eligibility is established, the card is automatically issued and mailed to the recipient’s address. The card arrives with activation instructions and essential usage information, including the customer service number for questions or issues.

How is the EBT card activated?

Benefit card activation typically requires calling the customer service number provided with the card or visiting the state’s website. Recipients need their Social Security number, date of birth, and card number to complete the activation process.

After activation, recipients create a confidential PIN that protects their benefits from unauthorized use. This PIN is required for all benefit transactions and should be kept secure to prevent benefit theft.

How can a cardholder check their EBT card balance?

Cardholders can check their benefit balance through multiple methods, including calling the customer service number on their card, visiting the state website, or checking their balance at participating ATMs or retailers.

Start Accepting EBT Today

NRS makes benefit acceptance simple. Contact our specialists today at (833) 289-2767 to learn more and get started. Reliable EBT acceptance. No hidden charges. No complications.

Unlimited EBT benefits processing available to qualified retailers. USDA authorization required. Set-up assistance and training included.

Get in touch with our sales team and start accepting EBT!

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